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Supplemental Benefit Plans



Accident Protection

Accidents account for over 70% of all U.S. Hospital and Emergency Room bills. This low-cost plan pays cash benefits to offset major medical deductible and co-insurance. Accident plans offer a great low-cost strategy to have ZERO deductible and reduce out-of-pocket risk.



Critical Illness & Disability Protection

You may be able to physically survive a critical illness, but can you survive it financially?

What would happen to your income or job if you developed a serious illness or became disabled?

Critical Illness plans provide lump sum cash benefits upon first diagnosis of Heart Attack, Stoke, Cancer, etc. Funds can be used for any purpose, including: Medical Bills, Mortgage, Living Expenses, etc. Pays lump sum cash benefits upon first diagnosis of a Critical Illness to cover living expenses, lost income, mortgage, car payments, medical bills or any other purpose.



Dental & Vision

Our Website allows you to compare over 30 Dental Insurance and Dental/Vision Discount plans.



Disability Income Protection

Disability Income plans pay monthly benefits up to 60% of salary to offset lost income.

Contact us for quotations.



Final Expense Insurance

Low-cost Life Insurance to cover final expenses for funeral, burial, etc.

Contact us for quotations.


 

Long Term Care

Plans provide cash benefits to cover the cost of Assisted Living, Home Healthcare or Nursing Home Care.


 

Mini-Medical Plans

Provides Supplemental Benefits in addition to Major Medical coverage, including: Accident; Critical Illness; Doctor Visits; Hospitalization; Lab Tests; Prescription Drugs; Surgery, etc..

Mortgage Protection

Taking out a mortgage can be a scary proposition. You owe tens or even hundreds of thousands of dollars to the mortgage holder. What happens if a family breadwinner suddenly passes away and a substantial portion of the mortgage remains unpaid?

Mortgage protection insurance covers this potential financial disaster. You can purchase a policy when you first buy your home or later if you think your situation warrants it. The idea behind mortgage protection insurance is straightforward: You pay a premium, which remains the same for the duration of the policy, and if you should die during that time, the insurance pays off the rest of your mortgage.

Contact us for quotations.



Pre-Paid Legal & Identity Theft Protection

When you're sick, health insurance lets you visit a doctor without having to worry about expensive bills. Car insurance protects you in the event of an accident on the road.

Wouldn't it be great if you could call a lawyer when you had a legal concern, knowing it would only cost you $26 a month.

Optional Identity Theft Protection and 3 Credit Bureau Monitoring for $12.95.

Want a great business and income opportunity?  This is IT!