ACA/Obamacare Alternatives

We have several ACA Alternatives that can increase your financial protection and reduce premiums by 50%-70%.

Part 1: Defined Fixed Benefit Hospital & Medical

 

  • Up to $1.0 Million Annual Maximum Per Person

  • $5.0 Million Lifetime Maximum Per Person

  • $100-$5,000 Deductible (only applies to Hospitalization)

  • Hospitalization – pays up to $6,000 Per Day

  • ICU – pays up to $6,750 Per Day

  • Surgery @ 100%-300% of Medicare Reimbursement Rates

  • $80 Doctor/Specialist Office Visit Benefits (Up to 20 pp/year)

  • $80 Chiropractic Office Visit Benefits (Up to 6 pp/year)

  • Urgent Care Benefits

  • Emergency Room Benefit

  • Indemnity - use any Doctor or Hospital in the U.S.

  • Nationwide PPO Network Discounts

  • Rx Co-pays or Discount Card 

  • 24/7 TelaDoc

  • Concierge, Surgery Saver, and Bill Negotiation Service

  • $4,000 Accident Benefit 1

  • $2,000 Monthly Accidental Disability Income for 24 Months 1

  • $10,000 Air or Ground Ambulance 1

  • Critical Illness Benefit ($10,000-$50,000) 1

  • Preventive Care (Routine Physical, Mammogram, Pap Smear, Immunizations, etc.) 1

 

Note 1: Optional Benefits 

Disclaimer: All information is subject to change without notice.