A. Plan Types:

 

   1. Co-pays for Doctor Office Visits and Rx

   2. Health Savings Account (HSA) without Co-pays

   3. Catastrophic (Under Age 30)

   4. Fixed Benefit

   5. Short-Term Medical

 

B. Plan Classifications:

 

   1. Off-Exchange (Not Eligible for Tax Subsidy)

   2. On-Exchange (Eligible for Federal Tax Subsidies)

 

Note: All Major Medical plans issued since 03/2010 are required to comply with ACA/Obamacare regulations, but Off-Exchange and On-Exchange plans can vary.