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A. Plan Types:
   1. Co-pays for Doctor Office Visits and Rx
   2. Health Savings Account (HSA) without Co-pays
   3. Catastrophic (Under Age 30)
   4. Fixed Benefit
   5. Short-Term Medical
B. Plan Classifications:
   1. Off-Exchange (Not Eligible for Tax Subsidy)
   2. On-Exchange (Eligible for Federal Tax Subsidies)
Note: All Major Medical plans issued since 03/2010 are required to comply with ACA/Obamacare regulations, but Off-Exchange and On-Exchange plans can vary.
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