ACA/Obamacare Alternative

PPO Network Alternatives

Medical Benefits:

 

  • $1.0 or $2.0 Million Major Medical Coverage

  • Issued for 1-12 Months

  • Renewable for up to 3-Years

  • $2,500-$12,500 Deductible Options

  • $50 Doctor Office Visit Co-pays

  • $75 Urgent Care Co-pays

  • Nationwide PPO Networks

  • Premiums Normally 50% Lower vs. ACA/Obamacare

Optional Benefits:

 

  • Accident Medical Supplement ($2.5K to $10K to offset deductible)

  • Critical Illness Supplemental Cash Benefit ($10K-$50K) 

  • Dental & Vision

  • Prescription Drug Co-pays

  • Preventive Care

  • Teladoc 24/7 Telephone or Video Conference Service

 

Disadvantages:

 

  • Short-Term Medical plans do not cover any preexisting conditions during the 1st 12-months. ACA/Obamacare plans are the only option if coverage is needed for serious pre-existing medical conditions.

  • Subject to Underwriting Approval. Contact us if you need a Guaranteed Issue policy.

 

 

 

 

 

 

 

Minimum Essential Coverage (MEC) Option

 

The Minimum Essential Coverage option covers 100% of Preventive Care requirements, including Routine Physicals, Mammogram, Pap Smear, Colorectal Screening (age 50+), Immunizations, Child Wellness, and other ACA required test procedures with In-Network Providers.