Major Medical Benefits:

 

• $1.0 or $2.0 Million Major Medical Coverage

• Issued for 1-12 Months

• Renewable for up to 3-Years

• $2,500-$12,500 Deductible Options

• $50 Doctor Office Visit Co-pays

• $75 Urgent Care Co-pays

• Nationwide PPO Networks

• Premiums Normally 50% Lower vs. ACA/Obamacare

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Optional Benefits:

 

• Accident Medical Supplement ($2.5K to $10K to offset deductible)

• Critical Illness Supplemental Cash Benefit ($10K-$50K) 

• Dental & Vision

• Prescription Drug Co-pays

• Preventive Care

• Teladoc 24/7 Telephone or Video Conference Service

 

Disadvantages:

 

• Short-Term Medical plans do not cover any pre-existing conditions during the 1st 12-months. ACA/Obamacare plans are the only option if coverage is needed for serious pre-existing medical conditions.

• Subject to Underwriting Approval. Contact us for Guaranteed Issue policies.

 

 

 

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Minimum Essential Coverage (MEC) Option

 

The Minimum Essential Coverage option covers 100% of Preventive Care requirements, including Routine Physicals, Mammogram, Pap Smear, Colorectal Screening (age 50+), Immunizations, Child Wellness, and other ACA required test procedures with In-Network Providers.